Term Life Insurance

What would happen to your loved ones if you were to unexpectedly pass? Term Life Insurance is a invaluable insurance coverage that will benefit the survivors in the event of death. Some people think that life insurance is just for people who have young children. In fact, life insurance can benefit people in many different life stages and situations. And the younger you are when you purchase a policy, the less expensive it will be. Compare life insurance quotes using RateGiant to see how inexpensive peace of mind can be.

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Term Life Insurance Features & Benefits

RateGiant has partnered with Prudential Life Insurance Company, a Top National Insurance Carrier to offer affordable Term Life Insurance coverage. 

With affordable and flexible policy options, Term Life Insurance is a simple solution that provides protection for you and your family. 

Term Life Insurance provides a benefit when the insured passes away, provided that the death of the insured occurred within a certain period of time. Upon the death of the insured, the benefit is given to the beneficiary stated on the Term Life Insurance policy.

You can choose a specific coverage period (term) and benefit you want, based on your needs and budget. See below:

  • Term periods - 10, 15, 20, or 30 years in amounts $50,000 to $250,000

Term is typically considered the appropriate coverage required for a specific period of time. An example of a specific period of time one might need coverage is the years until the children graduate from college. Benefits can be used to replace income that would have been earned to help payoff a mortgage, or help the family maintain a certain lifestyle.

The highlights of the MyTerm Life Insurance Plan include:

  • Coverage choices to fit your budget
  • Monthly payments automatically deducted from your bank account or charged to your credit card
  • Includes the Terminal Illness Rider at no additional cost 2,3
  • 30-day money back guarantee
  • Policies issued by Pruco Life Insurance Company or Pruco Life Insurance Company of New Jersey

Quite simply, Term Life Insurance offers affordable and flexible coverage for a specific period of time. If you pass away while your policy is still in effect, and all your premiums have been paid, your beneficiaries (anyone you designate) receive the benefit amount you select.

*See Master Policy and Insurance Certificate for full details and exclusions