RateGiant | Privacy Policy


RateGiant is a wholly owned subsidiary of First Service Corporation and is committed to protecting the privacy of customers and consumers.  Your privacy is a top priority of RateGiant.  RateGiant is required by law to provide this privacy notice to explain our Privacy Policy and how we collect, use and safeguard your personal financial information.  

Information We May Collect About You

We may collect information about you from the following sources:

  • Information we receive from you on applications, by telephone and in other forms.  This includes information such as your name, address, telephone number, Social Security Number, Vehicle Identification Numbers, Driver’s License, etc.
  • Information about your transactions with our affiliates, others or us.
  • Individuals who visit our website also provide other information such as the IP address of their computer and information generated from “cookies” we utilize to provide a more efficient internet experience.
  • As we will explain in more detail below, we do not disclose nonpublic personal information about our clients, former clients or other consumers to anyone, except as permitted by law.

How We Share Your Information

We are committed to providing you with competitive insurance services to meet your insurance needs. In the course of providing such services to you, we collect nonpublic personal information about you.  It is sometimes necessary for us to share that information with other companies to complete your transactions or to provide you with certain targeted insurance services and opportunities.  In order to do so, we have entered into agreements with other companies that provide either services to us or additional products for you to consider.

Under these arrangements, we may disclose some or all of the information we collect about you from the sources described above, such as applications and transactions.  We only disclose your private information to our affiliated companies that perform marketing or other services on our behalf, or to other service companies with whom we have joint marketing agreements.  To protect your privacy, we only work with companies which agree by contract to maintain strong confidentiality protections and to limit the disclosure and use of information we provide only to carry out the specific purposes for which such information was disclosed.  We do not permit these companies to sell to other third parties the information we provide to them. And we do not sell your information to other companies.

Parties Who Receive Information from Us

In order that we may provide clients competitive products and services, we may disclose all of the information we collect, as described above, to the following kinds of third parties:

  • Our affiliate(s).
  • Service providers with whom we have joint marketing agreements.
  • Companies that perform processing, marketing, or other services on our behalf.

Please understand that some of the products and services we are able to offer you involve application processes which are handled directly by the third party and so we do not collect additional personal information about you during that process.  Our agreements with those organizations make sure they safeguard the information about you which we provide to them.  You should review their privacy policies to make sure you understand how they handle the information which you supply to them or which you authorize them to collect.

How We Protect Your Information

We restrict access to information about you to those employees who have a specific business purpose in utilizing your data.  Our employees, as well as the employees of companies with whom we have joint marketing agreements, are trained in the importance of maintaining confidentiality and client privacy.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations and industry practices to safeguard your personal information

"Cookies"

We use cookies to help us know that you are logged on, provide you with features based on your preferences, understand when you are interacting with our Services, and compile other information regarding use of our Services.  Third parties with whom we partner to provide certain features on our site or to display advertising based upon your Web browsing activity use cookies to collect and store information.  You can control the use of cookies at the individual browser level.  If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited.

Links to Third Party Sites: 
Our website may contain links to other web sites that are not controlled by RateGiant ("Third Party Sites").  Please be aware that we are not responsible for the privacy practices of such other sites.  We encourage our users to be aware when they leave our site to read the privacy statements of each and every website that collects personally identifiable information.  This RateGiant Privacy Policy applies solely to information collected by this website.

Telephone Consumer Protection Act Compliance

If you provide a cellular or mobile phone number with your contact information, RateGiant and/or RateGiant’s service providers may dial this number, possibly using an autodialer, to provide quote information and/or seek additional information in order to provide a quote.  By providing a cell phone number, you agree to be contacted at that mobile phone number, regardless of whether you, or someone else, is in possession of the cell phone when contact is made.  Entering into this agreement is not a condition of purchasing any goods or services.

Opt Out

RateGiant respects the privacy of users visiting our sites and will abide by all applicable laws concerning the release of personal information.  On occasion, we may use certain directory information that we collect from you to send you information, via direct mail or email, about products and services, or updates and other information that we think may be of interest to you.  We may share this information with our insurance partners to bring similar information to your attention.  If you tell us that you do not wish to have this information used as a basis for further contact with you, we will respect your wishes. Please contact us to request that your name and address should be removed from our lists.  If you do not want to receive e-mails from us, please submit a request to have your e-mail address unsubscribed by [clicking here] or emailing us at info@rategiant.com.